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By Michael Lampel If information is power, then education is empowerment. With the rising costs of education and living, along with the rapid pace of technological change, parents and grandparents are searching for every possible way to secure their child’s or grandchild’s financial future. Among the many choices available, the decision eventually […]

By Michael Lampel The RESP (Registered Education Savings Plan), introduced in 1972 by Pierre Trudeau’s government, has evolved significantly since its inception. Initially created to help grandparents save for their children’s education. When RESP was first introduced, the world was different: computers, the Internet, artificial intelligence, and virtual reality were unheard of. […]

By Michael Lampel Every little bit helps. As new parents, you’re no strangers to love, care, and nurturing. You pour your heart and soul into raising your little ones, and that’s something to be proud of! This Thanksgiving, let’s extend that love and care to those who need it most – our […]

The RESP – registered Education Savings Plan – is a Government Program like the TFSA and the RRSP that was created in 1972 to help parents save for their children’s future post secondary education. You can open an RESP account at any bank, insurance company or financial institution you wish. The RESP […]

Every little bit helps. Child Plan’s mission is helping families provide for their children today and plan for their education and future. It’s a surprise to many that Canada has this great program, but not surprising no one knows about it. The free Canada Child Dental Care benefit for your child application […]

  Every little bit helps. In today’s challenging financial world Canada Child Benefits helps families who are facing many financial challenges provide for their children’s needs and future. The Government of Canada announced the new increases to the Canada Child Benefit (CCB) for 2024-25. Below is an outline of the new Canada […]

  They say that if you do what you love you will succeed.  Helping families invest for their children’s future became a passion I discovered after having my third child and which led me to earning $3.3Million selling insurance for children, advising parents how to give their children the secure financial future […]

When the Government of Canada began giving parents matching grants for money deposited to an RESP account for their children’s future education, an industry was born and thousands of people chose a career as an RESP advisor. Everything was fantastic for twenty years. Thousands of advisors built their entire career just selling […]

We all know the RRSP song bank mutual fund sales persons sing when they want you to open an RRSP. Open an RRSP and get a tax refund. Don’t you want a tax refund? That’s it! That’s the entire song. The mutual fund sales person doesn’t ask any questions or even attempt […]

A Child Plan™ is a type of life insurance policy that combines life insurance with a savings component to provide both protection and savings for your child’s future needs. Here are some benefits of a Child Plan™: Flexibility A Child Plan™ offers more flexibility than an RESP in terms of how the […]