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Student debt is a serious issue in this country. There is a total disconnect between the student loan system and the student. Students don’t think about the consequences of borrowing money. They only know that a student loan (if they qualify) will pay for their education.

Are your kids paying rent, paying off student loans and saving for a house? That’s an impossible triad in most cities in Canada where home prices have soared 84% in 10 years. Home prices in Canada hit record highs in late 2013, according to the Teranet-National Bank house price index.