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Millennial Parents’ Guide to Financial Planning I never imagined I’d still be paying off my student loans when I had my first baby. After all, student loans weren’t something my baby boomer parents ever complained about. Even if they graduated with around $10,000 worth of student debt in the late ‘80s (about […]

Banks won’t tell you about Participating Whole Life Insurance plans as an alternative to RESP for your child’s education and future. For over a century, banks were viewed by Canadian families as trusted community partners who provided advice to help manage their financial lives. You walked into your branch, spoke with your […]

Canadians have always believed their Banks could be trusted for advice on where to invest for their future and their money and their children’s. But that is now in question when the CBC exposed that bank employees are forced to sell and at times deceive customers on fees they pay and load […]

Are 50% of parents not using RESP to save for their child’s education because of restrictions on where their child can go to school and what they can study? In 2015 only 50.1% of parents in Canada which children who qualified for an RESP opened one to save for their child’s future […]

This is a continuing blog in the series Millennial Parents’ Guide to Financial Planning for Children. Imagine how it would feel to help your child build a life free of debt. A life where they not only had complete freedom to choose where in the world they want to go to university […]

This is a continuing blog in the series Millennial Parents’ Guide to Financial Planning for Children. My father always told me: “If you’re going to spend your time thinking, you might as well spend it thinking big.” While I am President of insuranceforchildren, I still advise and manage investments of two-dozen successful […]

Millennials Parents’ Guide to Financial Planning for Children By Michael Lampel It’s Christmas Day 2016. The stockings are resting against the fireplace hearth, filled to the brim with toys and treats. I patiently watch as my four-year-old baby girl rips open the shiny red paper concealing the latest toy all kids are […]

Millennial Parents’ Guide to Financial Planning for Children: By Michael Lampel I’ve spoken with many grandparents who are looking to help save for their grandchildren’s education. After all, education is expensive and this is only going to continue to be the case. By the year 2031, the cost of education is expected […]

In Our Continuing Series Of Millennial Parents’ Guide to Financial Planning For Children By Michael Lampel I recently went to an open house with my wife to look at what $1 million would buy today. What I saw made me seriously concerned about our daughter’s future. A four-bedroom house with two bathrooms […]

Press Release For Immediate Release Saint-Hyacinthe, October 14, 2016 – Humania Assurance and insuranceforchildren, Canada’s leader in financial planning for children and category leader are pleased to announce a MGA distribution agreement. Humania Assurance, a market leader in children’s insurance products with its flagship Children360 Critical Illness plan has entered into this […]